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First-Time Homebuyer Programs

by Housing Finance Agency

CalHFA understands that buying a home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future. Of course, before you leap into all of the benefits of homeownership, you should get prepared first. To help you get ready and get the most out of CalHFA’s loan programs and assistance, please visit our dedicated website for first-time homebuyers.


Get a CalVet Home Loan

by Department of Veterans Affairs

Any veteran can apply for a CalVet Home Loan when purchasing an owner-occupied home in California. To be eligible, you must (1) Have served on active duty for at least 90 days during wartime or peacetime (excluding training), (2) Have a discharge under honorable conditions, and (3) Not have a current CalVet Home Loan. Apply online so you can start making offers on your next home.

Topics: Assistance and social programs, Housing and real estate


Housing Counseling Program

by Housing Finance Agency

Californians struggling with the homebuying process, their existing mortgage or rental payments or those that are in danger of experiencing homelessness can find it hard to identify and use the wide variety of resources that are available to help. Struggling Californians can get helpful strategies and resources by scheduling a free, confidential session with a HUD-certified housing counselor. To get help, visit CalHFA’s NMS Housing Counseling Program web page and connect with a housing counselor.