Get financial assistance
2025 Los Angeles Fires
Get help with insurance, taxes, employment, and other financial needs.
Insurance
Insurance claims
If you have homeowners or renters insurance, file a claim as soon as possible. Keep a record of all your recovery expenses, including costs for temporary housing.
Get help with insurance claims:
Non-renewal protection
After a wildfire disaster, your insurance company can't cancel your policy or decide not to renew it for 1 year. This applies to everyone in the affected area, even if your home wasn't damaged.
Find out if your zip code is protected from losing insurance. If your zip code is protected and your company doesn't renew your policy, you can file an insurance complaint.
Mortgage protections
Mortgage assistance
Homeowners could get 3 months of mortgage payments, up to $20,000. This fund is for homes destroyed in recent disasters, including the LA fires.
You may be eligible for a grant if:
- You own a single-family home, condo or manufactured home on a permanent foundation
- You have a mortgage or reverse mortgage
- Your home was destroyed or is not safe to live in due to a qualified disaster
Apply through the CalAssist Mortgage Fund.
Mortgage relief
The state worked with major lenders to offer mortgage relief. Over 400 lenders committed to:
- Reduce or pause mortgage payments for 90 days
- Waive late fees for 90 days
- Protect owners from new foreclosures or evictions for 60 days
- Not report late payments to credit agencies
You must contact your mortgage lender to get relief. It does not happen automatically.
Learn about mortgage relief resources and find a list of participating lenders.
Foreclosure protection
The California Homeowner’s Bill of Rights provides protections to homeowners who are facing foreclosure.
If you're facing foreclosure, contact your mortgage company. You can also submit a complaint or call the FHA Resource Center at 800-225-5342.
Renter protections
Free mediation
Los Angeles County offers free mediation services for tenants and landlords. They can help you work out a payment plan.
Call 800-593-8222 to learn more.
Taxes
Property tax
If your property was affected by the fires, you can:
- Postpone paying your property tax until April 10, 2026. Learn about the property tax extension.
- Apply for property tax relief from Los Angeles County.
Employment
Income replacement
- If you lost your job or lost wages, apply for unemployment benefits
- If you're sick or injured and can't work, apply for disability benefits
- If you need time off to care for your family, apply for paid family leave
Job search support
- Get help finding a job
- Find job training
Student loan protections
Student loan relief
If you live in an area affected by the fires, you may qualify for disaster forbearance on your student loans. Learn about student loan relief options.