Housing Finance Agency (CALHFA)

Contact

• Email: marketing@calhfa.ca.gov
• Phone: 877-922-5432

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Description

For more than 45 years, the California Housing Finance Agency (CalHFA) has supported the needs of low- and moderate-income renters and homebuyers by providing financing and programs with a focus on equity. Established in 1975, CalHFA was chartered as the state's affordable housing lender. The Agency's Multifamily Lending Division finances affordable rental housing through collaborations with developers, local, state and federal government partners and more, while its Single Family Division partners with a preferred lender network to provide first-time homebuyers with down payment and closing cost assistance and access to first mortgage loans. CalHFA is a self-supported state agency that doesn't rely on taxpayers dollars for its operational costs but regularly administers various state and federal resources on behalf of the state.

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Services

First-Time Homebuyer Programs

CalHFA understands that buying a home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future. Of course, before you leap into all of the benefits of homeownership, you should get prepared first. To help you get ready and get the most out of CalHFA’s loan programs and assistance, please visit our dedicated website for first-time homebuyers.

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Housing Counseling Program

Californians struggling with the homebuying process, their existing mortgage or rental payments or those that are in danger of experiencing homelessness can find it hard to identify and use the wide variety of resources that are available to help. Struggling Californians can get helpful strategies and resources by scheduling a free, confidential session with a HUD-certified housing counselor. To get help, visit CalHFA’s NMS Housing Counseling Program web page and connect with a housing counselor.